← Resources
Funding Offer Comparison Worksheet
Compare payment frequency, total cost, term, estimated APR, prepayment terms, and cash-flow impact across offers.
Two offers with similar rates can be very different once fees and payment frequency are included. Fill in each offer to compare total cost side by side. Estimates only—always ask each funder for its full cost disclosure and estimated APR in writing.
| Offer | |||
|---|---|---|---|
| Amount ($) | |||
| Term (months) | |||
| Payment ($) | |||
| Fees & closing costs ($) | |||
| Payment frequency | |||
| Total repaid | — | — | — |
| Estimated cost of capital | — | — | — |
| Cost per $1,000 borrowed | — | — | — |
Also compare prepayment terms and cash-flow impact: a lower total cost with daily payments can strain the business more than a slightly higher total with monthly payments. This worksheet is a planning aid, not a financing offer or approval of any kind.