What you share, and how we handle it.

Information you provide directly. When you request a Capital Readiness Review, submit a funding request, subscribe to educational updates, or contact us, you may provide your name, email address, company name, and details about your business and the capital request.

Business and financial details. To evaluate fundability, you may share operating history, revenue range, existing obligations, submission history, and the intended use of funds. Sensitive documents, such as bank statements or tax records, are requested only through an approved secure process when needed.

Information collected automatically. Like most websites, we receive basic technical data, including browser type, device, referring pages, and the pages you visit. This helps us understand how the site is used and keep it functioning.

We use the information you provide to evaluate funding readiness, communicate a verdict or next step, respond to inquiries, and deliver fundability education when you have consented to receive it.

We may also use information to maintain records of interactions, improve our review process, and operate and secure the site. We do not sell your personal information.

If you separately opt in to SMS, we may use your mobile number to communicate about the specific funding request or other service interaction for which you gave consent. SMS consent is optional and is not a condition of submitting a funding request.

If you provide a mobile number and affirmatively opt in, Dr. Pugh | Growth Capital may send text messages related to your funding request, including follow-up questions, status updates, and next-step information. Message frequency varies. Message and data rates may apply.

Consent to receive text messages is not a condition of submitting a funding request, purchasing a service, or receiving a funding review. You may opt out at any time by replying STOP. Reply HELP for help.

We do not sell or share your mobile number or SMS consent with third parties for their own marketing purposes. If you ask us to connect you with a funding provider, we may share the contact information reasonably necessary to make that requested connection.

The site uses basic cookies and similar technologies to keep forms working, remember preferences, and understand aggregate usage. You can control cookies through your browser settings; disabling them may affect some site functions.

Any analytics are used in aggregate to improve the site and are not used to identify individual visitors.

We retain the information you provide only as long as needed for the purpose it was collected, to maintain records of our interactions, and as required by law. Review and intake records may be kept to document the basis for a verdict and any authorized submission.

When information is no longer needed, it is deleted or de-identified, except where retention is legally required.

You may request access to the personal information we hold about you, ask us to correct it, or ask us to delete it where retention is not legally required. You may also opt out of fundability education and other non-essential communications at any time.

To exercise any of these rights, contact us through the Contact page. We will respond within a reasonable time and may verify your identity before acting on a request.

We take reasonable measures to protect the information we hold, including limiting access to those who need it and using approved secure channels for sensitive documents. No method of transmission or storage is fully secure, and we cannot guarantee absolute security.

Sensitive records should never be sent through ordinary email. Use the secure process provided when documents are requested.

The site and services are intended for adult owners and authorized representatives of operating businesses. We do not knowingly collect personal information from anyone under 18. If you believe a minor has provided information, contact us and we will delete it.

We may update this policy as our process or legal obligations change. The effective date above reflects the most recent revision. Material changes will be noted on the site, and continued use after a change indicates acceptance of the updated policy.

Questions about this policy or requests regarding your information may be sent through the Contact page. We will direct formal notices to the appropriate channel.