Why Did I Get Declined?

Check every statement that sounds familiar. The pattern that appears points to the most likely reasons behind the decline—and what to address before reapplying anywhere.

• Daily balances run low and dip toward zero.
• There are overdrafts or negative days in recent statements.
• Deposits are inconsistent or have dropped versus earlier months.
• Much of the revenue is deposited through personal accounts.
• Multiple advances or high-frequency payments are already running.
• I applied with several funders in the last few months.
• The business has less than 12 months of operating history.
• Trailing revenue is under roughly $250,000.
• Requested documents were hard to produce quickly.
• The purpose or amount may not have matched what the product supports.